1. Introduction

These Terms of Service govern your use of the www.mikegarner.co.uk website and all services, products, and content provided by Mike Garner Coaching. By accessing or using the website, you agree to comply with these terms and conditions. If you disagree with any part of these terms, please refrain from using our services.

2. Use of Services

a. Eligibility: Users must be at least 18 years of age or the legal age of majority in their jurisdiction to use our services.

b. Account Registration: Certain services may require registration. Users agree to provide accurate, current, and complete information during registration and maintain the confidentiality of their account details.

c. User Content: Users are responsible for the content they post or share on our platform. Mike Garner Coaching reserves the right to remove or modify any user-generated content that violates these Terms of Service or applicable laws.

3. Services and Payments

a. Service Description: Our services encompass coaching, training, digital guides, and events related to business growth, marketing, and personal development.

b. Pricing and Payments: Prices for services or products offered are subject to change without notice. Mike Garner Coaching reserves the right to modify or discontinue any service or product without liability.

c. Payment Terms: Users agree to pay all fees and charges incurred through their account. Payment details are processed securely, and refunds are subject to our refund policy.

4. Intellectual Property

a. Ownership: All content, including but not limited to text, graphics, logos, images, and videos, remains the intellectual property of Mike Garner Coaching and is protected by copyright laws.

b. License: Users are granted a limited license to access and use the content for personal, non-commercial use. Any unauthorized use, reproduction, or distribution of our content is prohibited.

5. Limitation of Liability

a. Disclaimer: Mike Garner Coaching provides services "as is" and does not warrant or guarantee the accuracy, completeness, or reliability of our content or services. Users access our services at their own risk.

b. Limitation of Liability: In no event shall Mike Garner Coaching be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to the use of our services.

6. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of these terms shall be settled by arbitration.

7. Modifications

Mike Garner Coaching reserves the right to modify, update, or replace these Terms of Service at any time. Continued use of the website after any revisions signify your acceptance of these changes.

8. Contact Us

For any inquiries or concerns regarding these Terms of Service, please contact us at coaching@mikegarner.co.uk.